Different Types of Car Wax

Having a car has been one of the essential means of transport from one place to another. The car will always come in handy and for most people the car is an extension of their personality and what better way to make your car match your personality than when cleaning it. When it comes to cleaning it depends with the frequency you use your car that will determine the number of times the car will be washed meaning that if the car is used on a daily basis and it goes to places that are dusty and muddy then every evening might be just the perfect time to be washing your car.

It is easier to use your own resources at home to wash the car instead of taking the car to a car wash where apart from the costs incurred to wash the car also in some cases the cleaning might not be up to your standard hence you will be forced to redo the work again. The best advice is washing the car at home which is cheaper and easier and also you can tell where the dirt is and can always do the work as many times as possible.

Once the cleaning is done then you will be required to wax the car. When it comes to waxing one of the reason your car will deserve this utmost care is because of the paint on the car. Every single day that you are using the car you will be exposing it to numerous version and types of weather from rain, snow to sun with each competing to destroy the paint done on it. All this at the end of the day will either change the painting or even in extreme cases the paint will start peeling off. This implies the wax is an important aspect for cleaning the car, and you will be assured of that polished finish on the car once the car has been waxed.

When it comes to waxing the car and the car wax, there are various types of the wax that you need to consider, for example we have the natural wax that is got from natural products be it honey or even plants. One of the characteristics of the natural wax is that it is expensive since they are the best in the market and provide long durability time for the car paint and therefore it will be money’s worth when bought. Another wax type is the synthetic wax which is manufactured without the natural products, this means that it is on a large scale market and hence cheaper than the natural one although in terms of durability it is not as comparable as natural one.

First Date Clothing Suggestions For Men

Dressing smartly and suitably for a date is an area which some men unfortunately overlook and feel they don’t need to make an effort dressing for a date. This is the first mistake a man can make when going on a date. Having said that, not all men overlook this area; there are some men who spend hours getting ready for a date but wouldn’t admit it. Wherever you decide to go on a date, regardless of the class, it is vital that you appear to have made an effort and turn up looking your best wearing a freshly washed and ironed outfit.

First impressions can make or break a date, so the importance of looking smart cannot be underestimated. Along with being washed and ironed, clothes must fit properly, be stain free, be hole free, not too tight, not too baggy, not garish and not old and faded. It is also important that the outfit you choose to wear on a date is suitable for the date location plus matches your age. Dressing older or younger than your actual age will only make you stand out. By dressing too young you may appear like you are trying to recapture your youth resulting in your date believing you have other personal issues going on. Alternatively dressing too old could be off putting for your date. You want your date to look at you and feel happy to be on a date with you, not to wonder what they have got themselves into.

The easiest date to dress for is a casual date. This may include going for a drink in a bar, going out for fast food or a visit to the cinema. For any casual date, it is perfectly acceptable to wear jeans. It does not mean that you can dress down or wear jeans that have seen better days. Jeans should be in good condition and have a perfect fit, especially around the bottom area, which is where most women tend to have a good look at. You can choose between a variety of tops to accompany jeans, such as a t-shirt, a poloshirt, a casual shirt or a sweater. Poloshirts are ideal if you have a good physique and you wish to show it off. If the weather is cold, then a casual jacket is suitable. If you decide to wear a t-shirt, it is best to avoid garish colours and stay away from novelty t-shirts, at least for the first date anyway. If you decide to tuck your top into your trousers, remember to wear a belt to add a finishing touch to your look.

You can get away with wearing jeans on a casual date, but if you are going on a classy date, then they are not appropriate. A more formal look is required for a classy date, such as a visit to the theatre or a meal at a fancy restaurant. It’s a good idea to own a suit, ideally in a dark colour such as charcoal grey or navy, as you can create a number of different looks using just one suit. You can wear a variety of different shirts and ties with a suit or you can change your look entirely by wearing the suit trousers with a casual shirt, or even wear the suit jacket over a casual outfit to create another great look. If you choose to wear casual attire on a classy date then all you will achieve is showing your date that you couldn’t be bothered to make an effort, plus you will stand out especially if your date is wearing a stylish dress. Once you have chosen your outfit, don’t ruin the look by wearing inappropriate shoes. Formal footwear should be worn when going on a formal date. Trainers, sandals, pumps and boots are not appropriate. Formal shoes must be clean, match the outfit and comfortable to wear. If you are wearing a belt with your trousers, then ideally your shoes should be the same colour as the belt. Footwear is an area that women tend to notice, so great footwear can leave a great lasting impression on your date.

An active date, such as playing a game of tennis, or going walking together, requires a different look. It is necessary to wear sports gear and not forgetting supportive footwear. Clean modern jogging bottoms or shorts are appropriate, just as long as shorts aren’t too small and tight and jogging bottoms aren’t baggy at the knees. A t-shirt, long or short sleeved is suitable and if the weather is cold, then a sports jacket or a sweatshirt can be worn. Dressing for a sporty date is not a time to put fashion before comfort. You need to dress in clothes that won’t restrict your movement plus feel comfortable to wear; remembering to check that they are clean before you put them on, including your footwear.

If your date has arranged the date and you don’t know where you are going, then you need to wear an outfit that is suitable for a range of date locations. A good suggestion is a pair of smart trousers accompanied with a fashionable shirt and a stylish jacket. A stylish jacket, such as a suit jacket will be appropriate if your date has booked a table at a fancy restaurant, and a fashionable shirt is sufficient for any casual date and even a slightly classier date. There is no need to wear a tie, but if you prefer, you could always conceal a tie in your jacket pocket in case you find yourself going to an upmarket venue. If you feel overdressed, you can remove the suit jacket to reveal your casual shirt. It is always better to be slightly overdressed than underdressed, which will show that you have made an effort.

Along with clean, ironed, fresh smelling and well fitted clothes, it is a good idea to turn up for a date clean shaven, showered and smelling great. Smelling good is very attractive to women, just don’t overdo the aftershave or body spray. Don’t leave your decision making to the last minute. Think in advance about what you wish to wear and take your time getting ready. The last thing you want is to turn up for a date feeling flustered and worried because you forgot to shave or put on deodorant. Planning your outfit in advance and looking like you have made an effort are the two main keys to dressing well for a first date.

Home Based Business Article Category

“I hate my job.” Is this a phrase you often find yourself saying, or at least thinking? You’re not alone! Surveys show that the majority of Americans feel the same way. Like you, they regret their choice of career. They feel trapped in a dead-end job. They wish they had the money to go back to school to learn a new career.

But they can’t. You can’t. You are in debt up to your eyeballs or have trouble finding a job that pays better than your current one. Or even worse, you’ve been laid off and your unemployment will soon run out. How are you going to pay the rent, or keep your house? How are you going to feed your family?

There’s a book that came out about fifteen years ago that tells you to suck it up. Take the highest paying job you can, no matter how miserable it makes you, work your hind end off for forty years and if your health and the stock market don’t fail, you should be able to live a sort of happy life your last ten years or so on the earth.

Allow me to be blunt: that advice STINKS. It is wrong. It is creating a generation of Walking Dead who have lost all hope of truly living.

You need to get “I hate my job” out of your vocabulary, once and for all. How? By figuring out what you really want out of life, and going for it. That may sound difficult, but it’s not. The truth is, what you really want is what most everyone else wants: to have no money worries. Think about it: why do you go to your miserable job day after day? You need money!

The good news is, you can get paid a check every month, even every week, without having to clock in and clock out, or depend on a salary for a career you wish you had never gone into. How do you make this happen? Start a business where you do a bunch of work up front for a few months, and then keep getting paid even when you relax your efforts. You could even go on vacation for a month, and see your income increase!

There are a few small business models that can help you achieve that goal of developing a passive income, but the one that has by far the most leverage is network, or multi-level, marketing. If you keep at it, eventually you end up with a large group of people who are producing many times the money for you than you could ever do all by yourself.

You may have heard that “MLMs are scams” or that “network marketing doesn’t work.” Both statements are bald-faced lies. MLM companies are completely legitimate. And when you talk to the guy who was homeless three years ago and now makes five figures every MONTH, are you seriously going to try to tell him that network marketing doesn’t work? Are you aware that the MLM industry produces more millionaires than any other, including Real Estate and stock trading (and without the risk!)?

If “I hate my job” has become an everyday complaint for you, do something about it!

What to Expect From a Bespoke Internet Marketing Service

What would you expect from a company that promises a bespoke, tailor made, Internet Marketing Service for your business? You’d expect something that had a slightly individual feel to it I think! Bespoke or package; the elements are very broadly similar. As a business you will know your market reasonably well following your market research. This should be followed up by very focussed keyword research. Once levels of competition and user intent are understood, it is possible to look at your existing website and identify it’s strengths and weaknesses in terms of ranking for identified and desirable keywords. With a new website you have the opportunity to map its design around the keywords that really give you a chance to compete, right from day one. In the modern era of internet marketing it is also necessary for almost all serious online companies to get engaged with social media to raise their profile. In detail the recommended process is set out below.

Initial Data Gathering and Keyword Research

A solid starting point needs to be established so that the success of each part of a tailored SEO project can be judged and strategies adjusted, to ensure that a client website attains and then remains on the first page of any Search Engine’s Results Page. The recommended steps would be.

Part 1 Establishing Your website’s Current Optimisation Status

a)Google Analytics (or your own solution) review:

It is essential to understand how much web traffic has already been arriving at your business website, the sources of that traffic and the actions that visitors have taken on landing. Google Analytics or your own analytics solution will give a clear picture of where you currently stand and areas that need to be developed.

b)Keyword Research:

Frequently neglected… and even more often misunderstood. This aspect, of all Internet marketing strategies, is critical when companies move their resources online. Keywords represent the questions asked by your customers and prospects; so your online presence must play to what people are searching for: i.e. your landing page must provide the best answer to their questions. Establishing the keywords that are used to search for your services and products, plus the ability to gauge the competitiveness of each; allows the next step of the process to be much more targeted than with our standard packages.

c) Website SEO Review:

Your SEO company will carry out a thorough review of your existing on-page and off-page optimisation. In plain English, the on page factors include such things as: ensuring all your header tags use the appropriate keywords; ensuring page titles reflect content and keywords: ascertaining the degree to which the content of each page is relevant to your business activities and that it is relevant to those keywords. Part of the that review will assess your webpages for accessibility via mobile devices and tablets.

Off page factors to be reviewed include: the number and quality of the backlinks that point to your domain and the individual pages of your website. They will also assess the quality and optimisation of Google places listings and map listings in other search engines, as well as determining your company’s visibility in business and other relevant directory listings around the web.

This will be presented as either a text report or frequently these days, a screen video report, if you prefer.

Part 2 Improving Your Rankings and Getting Top Google Placements.

Using the information gleaned in the previous research, your consultants will help you develop a strategy tailored to your website, your business and your best customers. The business of optimising your online presence and then making you more visible to your ideal prospects rarely brings instant results. Search engine optimisation needs to be an ongoing process: it’s a bit like keeping the garden watered. Like most gardens this needs a significant chunk of work up front and then regular maintenance for best results. SEOs and the search engines have a strange symbiosis. This results in the search engine algorithms constantly being tweaked so that SEO companies are, quite rightly, prevented from completely gaming Google. The constant tweaks by the search engines, the ever-changing competition and frequent changes in legal frameworks result in a situation where, once front page rank has been obtained, it needs constant maintenance.

Part 3. Social Media Management Strategy

Business ignores the world of social media at its peril. There are so many success stories rooted in the successful application of social media sharing that it is no longer a NEW thing. Facebook with its 500 million regularly and active members, online for over an hour a day, is the most obvious and well documented marketplace. Google spokesman Matt Cutts has let it be known to the SEO community that the Google algorithm is now taking more notice of the signals provided by Twitter, Facebook and the other social networks that identify the trustworthiness and engagement of companies, characters and organisations with their customers. Social media now provide huge leverage for your reputation management, word-of-mouth recommendation and as a source of traffic to your website. The plethora of social platforms and microblogging sites; added to the interconnectedness of many of them leads to the possibility of a huge viral effect of the most favourable kind for your business. Businesses know well that the best form of advertising is word-of-mouth from satisfied customers: Facebook, Twitter and LinkedIn are the 21st-century word-of-mouth channels. They are now, a crucial aspect of any Internet marketing strategy whether your company is purely online or a traditional bricks and mortar enterprise.

Internet marketing service companies are able to assist your company in developing a coherent strategy to raise your profile and promote your brand to your target market. The bespoke aspect is down to the way in which the consulting company will adjust their approach to the subtly different dynamics of each customer group, developing a truly individual presence on the web.

The Life Cycle of Acquisition-Based Companies

A few years ago, I was discussing this phenomenon with the CEO of one of our clients. His company had grown almost entirely through acquisition, and for several years the company had experienced revenue growth rates exceeding 20%. However, the company had plateaued with respect to earnings, and looking at their overall performance it became clear to him (and to the Wall Street analysts that watched his company) that a great deal of money had been left on the table. Working with that CEO, I developed a model called the ACL Life Cycle. Understanding and using the ACL Life Cycle has proven enormously beneficial to clients depending on an M&A strategy for continued growth.

The ACL Life Cycle

The ACL Life Cycle describes the maturation process of companies who grow substantially through acquisitions and mergers. Using the ACL model, we can clearly identify the company’s current position. Knowing that position, and then looking forward at the company’s financial objectives through the lens of their business strategies, the specific actions that are needed become clear. Those actions can then be formed into an executable plan with associated performance measures, and managed through completion to bring the overall enterprise to heightened levels of financial performance. It is important for acquisition-oriented executives to understand the major phases and characteristics of the ACL Life Cycle.

Businesses who have survived one or more acquisitions and/or mergers are usually left with some degree of disintegration among their processes and systems. A company’s success in reaching the financial objectives of the merger or acquisition is directly correlated with the degree to which that disintegration has been replaced by a set of business processes and information systems that are common enough to generate enterprise-wide leverage. Implicit in that commonality is enterprise-level direction and guidance, manifested in company-wide business strategies and performance measures that align all of the combined business units. These businesses move, in this post-acquisition or post-merger environment, from an acquisition-based operating model to one characterized by shared services and a general commonization, to a stage where the enterprise “whole” really is able to become something greater than the sum of its business unit “parts”. It is more than the typical cost-reduction synergy anticipated in most of these transactions; it is a new platform for innovation, and an even higher level of innovation-based leverage.

Companies who experience substantive growth as a result of business acquisitions typically follow the ACL life cycle. ACL in this context stands for: Acquisition, Commonization, and Leverage. Many companies never leave the first stage of this maturity scale, and still more remain at the second stage. The most successful companies are usually those who recognize the importance of moving through all three stages, and consistently implement a structured process for doing so.
All companies experience pressures that push them toward decentralized operations, including idiosyncrasies of specific market niches served, the uniquenesses of isolated business processes, unusual needs of specific customer populations, and natural organizational entropy. At the same time, most of the companies that are successful in achieving the financial performance objectives established for the newly merged enterprise manage to overcome those challenges, electing to pursue the advantages of leverage, including:

  • broad synergistic brand recognition, enabling cross-selling, bundling of products and services, and improving revenue
  • interchangeability of business process resources, enabling the company to reduce its asset base
  • commonality and scalability in equipment / skills / facilities, facilitating innovation and growth into additional markets
  • higher utilization of business assets, reducing unit cost
  • lower levels of redundancy, resulting in reduced operating costs

These companies also typically find that maintaining compliance with financial reporting standards such as Sarbanes-Oxley requirements are enhanced as a result of strengthened internal controls.
Some companies make a deliberate decision to remain “holding companies”, which simply buy and sell diverse businesses that have only marginal relationships with one another. These conglomerates prefer to manage the portfolio through buying and selling components, and allowing the leadership teams at the individual companies to manage ongoing operations from strategy through execution. A few of them have been quite successful, and this article is sometimes not as directly applicable to those at a corporate level. It works very well, however, for their major divisions. Companies that benefit most from understanding the three stages of the ACL Life Cycle are those companies who have decided to focus on a single core industry – Aerospace & Defense, Automotive, Chemicals and Polymers, Textiles, Electronics, Telecommunications, Consumer Products, Medical Equipment producers, Healthcare providers, and Financial Services providers are all good candidates. 

The Acquisition Stage of the ACL Life Cycle

Companies in the Acquisition Stageof their life cycles are usually focused on revenue growth, and capturing market share. They are characterized by high levels of autonomy in management, in the reporting of site-level data to the corporate parent, and in the design of their business processes and systems. Companies who remain in this stage for long periods of time following acquisitions usually act as holding companies, with the corporation allowing individual divisions or sites to operate almost as independent companies with their own P&L, strategic plans, and market-facing branding. Often, companies in the Acquisition stage lack a common vision of the future of the overall business, and tend to operate at cross-purposes among the operating units. They sometimes even compete against one another for the same customers. They share little operating information, making it nearly impossible to coordinate and deploy “best practices”, effectively distribute work load, utilize general market intelligence, and grasp other elements that could provide corporate-wide leverage of the businesses’ assets and resources. A few industry-specific examples here should help to illustrate the situation:

Manufacturing companies in the acquisition stage are usually characterized by redundancies in raw materials, equipment, staffing, and other business resources. Because manufacturing companies are relatively material-intense, a great deal of cost can be tied up in raw materials, work-in-process, and finished goods. Since acquisition stage companies have so little visibility between business units, there is little opportunity for them to reallocate these assets in order to use them effectively. As a result, the most costly resources remain the most underutilized. In addition, acquisition-stage companies have not centralized the management of even commodity-level business processes, such as finance, human resources, and information technology. This lack of centralization leaves additional inefficiencies in place around accounting staff, employee benefits provider subscriptions, business software applications, data centers, and computing equipment. 

Telecommunications companies in the acquisition stage also have unrealized opportunities for greater leverage from their business assets, but these more often take the form of redundancies in network equipment, network coverage, retail outlets, partner agreements related to the sale of their products, and interconnection agreements with other carriers. In addition, acquisition stage telecom companies often have a substantial amount of unrealized leverage in the lack of integration among the data bases and information of their various divisions that could enable shared service operations for commodity-type processes such as billing and cross-selling of products and services. Like manufacturing companies, telecom companies in the acquisition stage also typically have unexploited opportunities around the consolidation of data centers and related equipment and staffing.

Healthcare providers in the acquisition stage usually find opportunities in different areas of their businesses, because of the differing cost structure of their operations. The bulk of their costs and their opportunities while in the acquisition stage of maturity in the ACL Life Cycle are related to employee salaries & benefits, and to medical supplies and drugs. It is less common for these businesses to be able to effectively share inventories and equipment, since the nature of their business is rooted in community health care that requires local service provision. The opportunities that do exist, which are typically not exploited well in acquisition stage health care companies, are related to centralizing commodity type business processes such as finance, human resources, and information systems, and leveraging required service and supply procurement across the enterprise. 

Financial Services providers, such as banks, brokerages, credit unions, financial planning companies and tax & audit services exhibit yet another cost profile, with the largest elements typically including personnel and occupancy costs. In these businesses, like health care provision, being where the customers are is critical. The companies’ ability to understand the changing demographics and match up their branches as well as their skills to the targeted customer base is often a differentiator between the companies that succeed and those that fail. Financial services providers who are still in the acquisition stage of maturity in the ACL Life Cycle often do not have the commonality in fundamental business processes and systems to readily reconfigure their operations to meet the changing needs of their marketplace. Their acquisitions or mergers have enabled them to grow horizontally, typically into adjacent markets. However, lacking an adequate foundation of commonality in processes and systems, there is substantial money left on the proverbial table as a result of ineffective resource deployment, and delays in the reporting of operational performance data that would enable the company to be more responsive. These companies also fail, in their acquisition stage, to take advantage of their larger purchasing power to gain leverage around purchased services spanning items as diverse as employee health care and branch-level office supplies.   

The Commonization Stage of the ACL Life Cycle

Companies in the Commonization Stage of their life cycles have usually awakened to the value of focusing on Return on Net Assets (RONA) and Return on Invested Capital (ROIC). In order to begin to capture improvements in these areas, companies in the Commonization Stage often turn to shared service models of operations for selected business processes and systems. Strategies and performance measures begin to crystallize around common themes that span multiple operating units or divisions. Among the areas of focus for a shared service model in this stage are Finance (A/R, A/P, General Ledger, and Financial Reporting), Human Resources (Payroll, Benefits, and Employment Records), and Information Technology (Computer Hardware, Network Administration, and selected Software Applications Management). Some companies in the Commonization Stage also move Procurement and other aspects of Materials Management to a shared service model, enabling the corporation to more effectively leverage its broadest possible purchasing power.

Manufacturing companies in the commonization stage of maturity typically have shared services in place for commodity types of business processes such as finance, human resources, and information systems management. As they advance through the commonization phase, some of them also begin to pull together a common platform for procurement, encompassing at least their most costly and common raw materials. A few in this stage reach a point where their data center
operations are completely centralized, and may even be outsourced to a third party like CSC. Toward the end of the commonization phase, centralization of work deployment and capacity utilization as well as process quality emerge as companies begin to deploy common processes and systems in customer requirements management, enterprise requirements planning, manufacturing execution systems, and distribution management systems. 

Telecommunications companies in the commonization stage of maturity also typically have shared services in place for commodity types of business processes such as finance, human resources, and information systems management. As they advance in maturity through this stage, telecoms also become aware of the available leverage in centralizing the management of some of their most valuable assets. However, unlike the manufacturer’s raw material focus, for telecommunications operations those elements are things like spectrum licenses, network equipment, connection agreements, partner agreements, distribution centers, and retail outlets. Centralizing the management of those assets to identify overlaps and redundancies enables telecoms to emerge from the commonization stage with much more effectively leveraged business assets, providing broader market coverage with a lower total asset base and generating much higher earnings on that consolidated foundation.

Healthcare companies in the commonization phase of maturity find substantial benefit in the commonization and centralization of their commodity type processes and systems.  This is primarily because of the impact on cash flow and earnings when the employee base is reduced through shared services, and employee benefits and supplies are both leveraged in terms of the broader purchasing power of the company following a business acquisition of significant size. However, there is also an especially rich opportunity available to healthcare companies in the commonization stage that stems form the leverage available related to insurance coverage – not for the employees directly, but covering the potential liability of the company itself. This category of cost is typically about the third largest slice of the pie, and significant reductions there can translate quickly to a meaningful earnings impact. 

 Financial services providers in the commonization stage of the ACL Life Cycle, like healthcare providers, often find substantial benefit in the commonization and centralization of their commodity type processes and systems. With roughly half of their cost of operations wrapped up in employee salaries and benefits, there is an opportunity for meaningful impact on cash flow and earnings when the employee base is reduced through shared services, and employee benefits and supplies are both leveraged in terms of the broader purchasing power of the company following a business acquisition or merger. The next significant area for financial service providers in the commonization stage is the capability for rapid reconfiguration of the business based on enterprise-wide visibility of operational data and market intelligence.

The Leverage Stage of the ACL Life Cycle

Companies in the Leverage Stage of their life cycles are usually embarked on a fierce drive toward adding real value. They are relentless in their efforts to fully utilize the assets of the entire corporation, driving out redundancy and its associated costs. They are then able to pivot on the fulcrum of those more agile processes and systems to implement innovations that foster organic growth resulting in greater market share, greater revenue, and improved earnings for their shareholders. Leverage Stage companies also establish a structured and repetitive process of assimilating new businesses, gathering and incorporating market intelligence into company-wide strategies, and innovating on the basis of these new combinations to capture additional market segments. These companies are characterized by coordination and centralization of major business functions such as the planning and allocation of R&D, production work, inventories, raw material purchases, personnel, and factories & equipment. They centrally manage a broad spectrum of common business processes and systems, including customer requirements management, product data management, enterprise requirements planning, manufacturing execution systems, and logistics management. They are constantly changing, evaluating and configuring business assets to meet future market needs, acquiring and developing new businesses, and shedding assets that no longer fit their evolving model.

Manufacturing companies in the leverage stage of maturity typically have shared services in place for most of the critical business processes of their company, having reached beyond the commodity level processes and into those which deliver the most value to their customers. Examples include sales & marketing, order entry & customer service, capacity planning and management, production scheduling and shop floor control, and distribution requirements planning. As they move through the leverage stage of the ACL Life Cycle, some of these companies leverage the commonality of their processes and systems to produce innovative new products and services, identify additional market opportunities, and develop industry-changing relationships that reach through their supply chains. 

Telecommunications companies in the leverage stage of maturity also have shared services in place for most of the critical business processes of their company, including the seamless provisioning (often called “flow-through provisioning” by industry insiders) of all telephonic services to customers stemming from a single telephone conversation responding to an individual inquiry about a service. This type of capability is only enabled when all of the information from what have historically been disparate data bases is available in an intelligent form through excellent systems integration, based on exceptional levels of commonality and strength in enterprise-wide business processes.

Healthcare companies in the leverage stage of maturity have typically discovered and implemented leverage-based improvements in their major cost structure elements as a result of enterprise-wide information visibility flowing from systems integration and centralized management of critical business processes. Health care companies generally also have uniquely challenging business conditions related to three other areas where leverage level operations can be a powerful tool. 

The first of these areas is employee safety. Most health care organizations are spending a substantial amount of money in this regard, with training and documentation of company polices and safety-related practices requiring an increasing amount of company attention. The integration of systems and commonization of processes in a leverage stage health care company offers opportunities to more quickly incorporate internal best practices, externally imposed business requirements, and feedback about lessons learned across the entire health care organization regardless of geographic dispersion. Commonization and centralized management here can result in substantially lower cost, and more importantly, substantially higher and more uniform levels of employee safety. 

The second area is bad debt. The integration of customer data, and effectively interfacing a common set of enterprise-wide processes and systems with outside service providers such health maintenance organizations and insurance carriers, substantially reduces the amount of bad debt in leverage level health care companies. 

The third area, and perhaps the area of richest opportunity, is the area of patient medical information. This area is tricky because of legislation related to patient privacy and guidelines recently established for the maintenance and communication of patient medic
al information. However, one of the fundamental challenges faced by health care providers is the absence of available medical history, particularly when a patient is admitted to an emergency room or urgent care facility. Particularly when a patient is unable to respond to questions directly due to an incapacitation illness or injury, time can literally mean life or death. Making all necessary information available to the physicians and other health care professionals involved as quickly as possible is extremely important. When critical business processes and information systems for the management of this information are brought to an effective level of commonality, the rapid dissemination of the needed information can be greatly improved, while patients’ expectations around the privacy of their information are still met. 

Financial services companies in the leverage stage of maturity, like health care companies in some ways, must balance the needs of differing local customer geographies against the advantages of centralized management in critical business processes and systems. There is real value in allowing some latitude to local branch officers and customer-facing staff such as loan officers to accommodate the unique circumstances involved in specific cases. However, these companies often find that a significant advantage of the leverage provided by enterprise-wide commonization of processes and systems is the ability to see the nuances of differing markets at a corporate level, and recognize broader trends among those different markets more quickly and clearly than they could before. This improved visibility, in turn, enables management to reconfigure their service offerings, redeploy resources such as sales dollars, and organize sales campaigns for those specific markets more quickly than they could previously.  

The best of these companies, regardless of what industry they occupy, utilize their common platform of processes, systems, and information to understand the needs of their customers in unique ways, and fluidly translate those needs into the features of their products and services. A few, at the very top of the game, come to understand the customers’ needs even before the customer recognizes them, and when necessary they reconfigure their entire business to meet those needs, gaining unassailable competitive advantage. The enterprise-wide leverage they achieved as a result of carefully and skillfully handling the post-merger or post-acquisition integration of processes, systems, and data provided the platform from which innovation launched them to new levels of performance. Examples could as easily be provided for companies in pharmaceuticals, retail operations, or the food & beverage industry. The lessons learned and the techniques vary a little, but the principles are the same.

How Single Moms Make Money Online

Single Moms Make Money and it has nothing to do with Child Support! Over the years I have transformed my view on being a Single Parent. I used to struggle with being a Single Mom, every day. I struggled with the decisions I made that brought me to this point in my life. In case you do not know, I’m a Mom of two amazing daughters with two different fathers. A situation of which I take full responsibility. Taking responsibility is the first step to teaching my girls how to become true success stories. Taking responsibility also allows an opportunity to teach my daughters how to work smart and not hard.

See, Single Moms Make Money, and I know it, because I am one of them! See I came online in 2009 building a strong presence with Attraction Marketing! I decided that I was going to take control of my financial situation and basically stop waiting on the government to do something about the child support I was not receiving. Yet, I didn’t consider the fact that people want to see the REAL YOU! I also didn’t consider the fact that I would attract people just like me. And at that time I was desperate and bitter. Yes, I can admit it.

I met my mentor in December 15, 2009.. you may know her as Tracey Walker. I know her as, Tracey Walker. She basically sat me in front of a mirror and asked me to really see the “truth about myself.. smile.. At that moment things began to turn around. I stopped being desperate and filled that space inside of me with faith! I started to really forgiving and let go of all the bitterness. I basically changed things so that when I looked in the mirror, my truth became something worth attracting. At that exact moment the business I needed showed up, as if God was simply sitting waiting on me.

At that moment I became one that knew for a fact that Moms make money online. After helping Project Single Moms Worldwide, Inc. I realized that there are many Single Moms out there that are looking for a way to make some extra income. I also found that there is a disconnect between the moms that make money and the ones that do not. I’m hoping this article will begin to create a connection. The main difference between the two groups of moms that make money and moms that don’t make money is really just a decision. As I mentioned earlier the first step to true success is taking responsibility for our decisions. Make a decision to become apart of the group where Single Moms Make Money.

In order to make a decision that shows your growth, you should acknowledge a few things. First make sure you connect with a positive, focused, mentor that understands your struggle. See most individuals fail because they join businesses and not people. I remember when I first started out joining business after business without success due to the fact that I did not have a person that believed in me. The minute I connected with my mentor everything changed. Make sure you connect a person that understands the thoughts that cross your mind when you are home in the bed after the kids are asleep.

Now that you realize the truth, what is the next step? To Make a decision that you want to accept your invite into the group. You no longer have to decide to continue to do the same thing expecting different results.

Effective Strategies For Hiring Bathroom Remodeling Contractors

It’s hard to find good help these days and I’ve heard that my whole life. I wonder if there will actually be a day where we can find good help and we won’t ever need to use that phrase ever again. I would like to offer my help as an experienced bathroom remodeling contractor to homeowners and give you a few tips and strategies for hiring good bathroom remodeling contractors.

1. Don’t ever higher the cheapest bathroom remodeling contractor. You should always get at least three bids for any remodeling project and that’s a must. If someone recommends a friend or another contractor to you, you should still get a couple more bids to make sure that you’re not going to be overcharged.

2. Compare each estimate and make sure that each remodeling contractor has enough information in their contracts so that you can actually compare each contract effectively. If there isn’t enough information in one contract, explain your situation to the contractor so that they can provide you with more information. This is going to be very important, especially if you’re planning on making a good decision on which contractor to hire.

3. Check to make sure that your bathroom remodel contractor is actually licensed if your state requires one. This is where you could get into big trouble, hiring a friend or someone else that isn’t licensed or doesn’t know what they’re doing. Be careful hiring unlicensed contractors, especially bathroom remodeling contractors.

4. Make sure that you get along with your bathroom remodeling contractor. If they rub you the wrong way or can’t answer some of your questions, you should think twice before hiring them. I can’t stress this enough and this is one of the most important things to me. If I can’t get along with someone, I can’t do business with them either.

5. Is your bathroom remodeling contractor and their workers qualified to remodel your bathroom? This seems to be a problem that’s getting bigger and bigger. Just because you’re contractor has 40 years of experience, doesn’t mean that his workers will also. These are simple questions that can save you a lot of money and I suggest that you take advantage of them.

Finding a good bathroom remodeling contractor isn’t as hard as you think. Good luck and I hope this article helps.

Allergy – Symptoms, Causes and Treatment

Sudden cold and wheezing? Itchy skin? Watery eyes? Varied symptoms but all fall under the category of allergic reactions. Allergy affects more than 54% of the total population of the world. Billions of dollars are spent each year on allergy treatments.

Allergy is nothing but an exaggerated response of the immune system to the various foreign particles and substances present in the environment. But people who suffer from allergies, know that this is not as simple as it sounds.

Allergies can be of various kinds and can be triggered by environmental changes, dust, pollens, grass, insects, certain kind of food, medications and so on. Such substances that trigger an allergic reaction are known as allergens. Allergens are common substances that are a part of our day-to-day existence. While most people remain unaffected by them, in some people these trigger an allergic reaction.

Symptoms of Allergy

The parts of the body that are most prone to allergies are eyes, nose, skin and stomach. Some of the most common Allergy Symptoms include:

– Sneezing & Runny Nose
– Nasal Itching
– Itchy Ears
– Sore Throat
– Swelling of the Throat
– Wheezing
– Cough & Chest Congestion
– Redness around the eyes
– Watery, Itchy Eyes
– Itchy skin
– Dry, Flaky Skin
– Rashes on the Skin
– Reddish Discoloration of the Skin
– Stomach Pain
– Stomach Upset
– Cramps
– Nausea & Vomiting

While many of these symptoms can occur as a result of other diseases, their sudden occurrence without any definite cause is an indication of an Allergy. Most people do not realize they have an allergy until very late. While in most cases, an over-the-counter anti-allergic tablet or cream can control the symptoms, in some cases seeing a doctor is necessary.

Treatment for Allergies

Different people react differently to various allergens and thus there is no definite cause, cure or reaction that can be associated with allergy. This means the treatment is also not definite, it’s symptom-based since cause is mostly unknown. Doctors will look into your symptoms deeply and inquire about recent changes in your diet, lifestyle, change of jobs etc. These help in determining the cause for the allergic reaction.

Many people who have pets at home often show signs of wheezing and runny nose, an allergic reaction to the proteins found in the skin and saliva of furry pets. Some people develop allergic rashes upon consuming certain foods. Changes in environment can also lead to allergies.

It is absolutely important that you tell your doctor about the minutest changes in your life even if it is as simple as changing your shaving blade. This will help the doctor determine the exact cause of your allergy and provide you with the best treatment.

Doctors usually prescribe drugs such as Antihistamines, Decongestants and Corticosteroids to bring the symptoms under control and reduce the uneasiness. He/she might also advice you to go for allergy shots that gradually increase your body’s tolerance against the allergens.

Online Directory Tips

A directory is a list of all the possible services and businesses in an area. Before, the go-to book of every individual was the yellow pages directory. But now that the advent of technology has taken over, we move forward to a dynamic type of directory on the internet.

The dynamic directory listing scheme is a directory where every list has a special treatment, or so to say. Unlike the traditional yellow pages where the contact number and address are the only information available, the dynamic directory allows the viewer to feel the place within a click. There is the availability of the pictures, a virtual tour and videos. This feature would enable one to really have a glimpse of the place without actually having to go there.

It does not matter whether or not your directory is geared towards the local business community or the international arena, it will always be best to have a directory that is content specific. This will create a community within the website. Below are ways to have a better directory.

Create a forum – A forum is a webpage where users from different places could comment and stimulate discussions regarding a certain topic. When you create forum that details all the topics within your directory, people can discuss issues, tips and bugs. This way, people can talk to each other and you can monitor their problems regarding your website at the same time.

Have a news section – People love it when you have updated information on your website. When a person goes to your website and sees no changes, chances are they would look for another website that is worth your time. It is sort of hitting two birds with one stone. One, you attract people to your site and two, you give them useful information.

Announce events – Aside from creating a directory list, it would be best if you would allow your users to announce events to fellow users as well. This would increase their audience and at the same time find sponsors for their event. Think of it as doing your users a favor for the patronage that they have given to you.

One site off the net is one offered by Elumba Technlogies. They have been in the business for song long already. They have dynamic directory listing and has been on the internet for how many years already. You may also resort to other sites which offer the same features.

Some General Information On Car Rentals

If you are planning to take a vacation in the near future then you might want to consider driving down to the destination of your choice instead of having to spend a lot of money on air fare and other travel options. Driving down gives you a slight modicum of control over your travel plans. You can leave anytime you want to without having to keep to a specific schedule. You save money because the amount of money you spend on renting the car and on the fuel can be shared by all the people who are travelling with you. And, you don’t have to worry about ticket availability during peak season travel.

Renting a car can be a very simple process. All you need to really figure out is how many people will be travelling so that you can get a car that can seat everyone together and also accommodate the luggage that you will be carrying. Once you have this information and a certain budget thought out you can visit the local rental companies and ask around about the various vehicles they have as well as the fee that each charges. If you really want to enjoy you travel as much as your destination then you can opt for a large variety of RVs.

Comparing and contrasting the various quotes from different companies can allow you to make the most savings. If you decide to travel on weekdays and days that are not holiday dates then the prices can be desirably low. you can even get discount coupons and vouchers from printed media or off the internet to help you save a tidy sum that can be put towards activities when you reach your destination!